YOUR MONEY AND YOUR BUSINESS, TOGETHER.
Track personal finances and run your small business in one place.
Plan your household budget, track bills and savings, and switch to a separate business workspace for sales, stock and expenses. Loans and tax records stay organized alongside your everyday finances.
Private loginMobile readySmart linked transactionsTax records and estimatesWhatsApp connected
Illustrative example — fictional names and figures, not customer data
YOUR MONEY TODAYJuly overview
On trackNext Partner handFriday - J$100,000 payout
->PersonalBudget, bills, savings and everyday money
BusinessCheckout, business cash, products and expenses
LoansTrack lending, borrowing and repayments
TaxPrepare filing records from the money already tracked
ONE ACCOUNT. THE VIEW THAT FITS WHAT YOU ARE DOING.
Personal finance and small-business money management in separate workspaces.
BudgetSync can be broad without feeling crowded. Choose Personal for everyday finances, Business for operations and cash flow, or All when you want the complete picture.
- Personal Home focuses on Safe to Spend, bills, savings and personal transactions
- Business Home focuses on sales, business cash, inventory, expenses and lending activity
- Switch workspaces at any time without moving or duplicating your records
- Shared tools such as Loans and Tax Center stay available where they are relevant
WORKSPACEChoose your view
Flexible
PersonalBusinessAll
Personal HomeSafe to spendBills, savings and personal money
Business HomeBusiness cash
AllComplete BudgetSync
START WITH A FREE TRIAL
Try BudgetSync free for 7 days.
Explore BudgetSync's personal and business finance tools before choosing your subscription on our secure Gumroad checkout page.
Gumroad handles subscription options, secure checkout and automatic renewal. Cancel before the trial ends to avoid your first charge. Read our refund policy.
Already purchased? Create an account with your license key.
GETTING STARTED
Your money, organized in three steps.
Open BudgetSync, choose the workspace you need and start tracking your money.
Open the app
Log in to your BudgetSync account to access your private workspace.
Choose your workspace
Use Personal for everyday money, Business for sales and expenses, or All for both.
Track what matters
Add transactions, manage bills and savings, or use the business tools you need.
FOR THE MONEY YOU MANAGE EVERY DAY
A budget planner and expense tracker that work together.
Simple dashboard
See balance, monthly income, spending, savings and safe-to-spend money immediately.
Connected money views
Switch between transaction and calendar views without treating them as separate systems.
Smart shopping
Plan a list, confirm purchased items and turn the completed trip into an expense transaction automatically.
Protected budgets
Keep unused essential-category money out of Safe to Spend while preventing known bills from being reserved twice.
TAX PREPARATION FROM THE RECORDS YOU ALREADY KEEP
Prepare tax records and review estimated taxes in one Tax Center.
Choose your country and tax year, review how tracked transactions should be treated, answer filing questions and export an organized package for submission through the official tax authority.
- Country and tax-year filing guides
- Income and expense review from BudgetSync transactions
- Tax questions and preparation progress
- Printable filing package and CSV export
TAX CENTER2026 preparation
67% readyTracked taxable incomeJ$124,348Built from confirmed records
ProfileReady
RecordsReviewing
ExportFiling package
BUILT FOR JAMAICAN PARTNER PLANS
Track every hand, payment and payout clearly.
Create a rotating savings plan, set the payout order and record who has paid, who is late and when each hand is due. Mark which member is you and your own recorded contribution can automatically flow into your money activity.
- Weekly, fortnightly or monthly rounds
- Admin, late and penalty fees
- Automatic plan end date
- WhatsApp reminders and summaries
CHRISTMAS PARTNERRound 4 of 10
ActiveCurrent handJ$100,000Recipient: Marsha
GawaynePaid
AndrePaid
KeishaLate
POINT OF SALE
POS system for small business with inventory management tools.
Sales stay inside a separate business ledger. Use Money In / Out for business income and expenses, while owner salary or draw is the intentional bridge into personal money.
Fast checkout
Add products, discounts, customers and payment methods, then calculate change.
Products & inventory
Manage SKUs, cost, selling price, stock levels, reorder points and inventory movements together.
Suppliers
Track purchases, balances, payment dates and restock requests.
Money In / Out
Record business income and expenses with custom categories while keeping business cash separate from personal spending.
LOANS & MORTGAGES
Track money you lend and money you owe without confusing principal with income.
Use BudgetSync for a small lending business, employee loans, personal borrowing or a mortgage. Payments are split between principal, interest and fees so cash flow and tax treatment stay organized.
- Loans lent or borrowed
- Borrower/lender details and due dates
- Principal, interest and fee tracking
- Automatic repayment transactions with tax-aware classification
LOAN BOOKActive portfolio
CurrentOutstanding to youJ$285,000Principal remaining
Payments this monthJ$42,500
Interest incomeTracked separately
CONNECT YOUR WEBSITE TO BUDGETSYNC
Keep BudgetSync updated from the systems your business already uses.
Create a private API key for a specific business model, then let a website or custom system send sales, products, expenses, business cash movements or loan activity directly into the correct BudgetSync profile.
- Per-user API keys keep every customer's data isolated
- Choose Retail / e-commerce, Services, Loans / lending or Mixed
- Website sales can update Point of Sale and business tax records automatically
- Business expenses and loan repayments can sync without manual re-entry
- Built-in API documentation gives developers the endpoints and examples they need
INTEGRATION APIWebsite connected
PrivateIntegration modelRetail / e-commerceScoped to one BudgetSync user
SalesSync automatically
Products & inventoryConnected
Business expensesConnected
YOUR OWN WHATSAPP CONNECTION
Send your BudgetSync information to your own WhatsApp.
Connect your WhatsApp account from your private profile, then send summaries, shopping lists and reminders without copying the information manually.
YOUR PRIVATE WORKSPACE IS READY
Manage personal money and business activity without mixing the two.
Choose the workspace you need, keep personal and business money organized, track loans and prepare tax records with less manual work.
Start free trial